Greater Sacramento Financial Planning Day

Saturday, October 13, 2012
10:00 am - 3:00 pm
West Sacramento City Hall

We hope the following information helps answer your questions about Greater Sacramento Financial Planning Day. If you have a question not answered here, please feel free to send your question to info@financialplanningdays.org.

• What is Greater Sacramento Financial Planning Day?
• Who is organizing Greater Sacramento Financial Planning Day?
• What makes the Financial Planning Day different from similar events?
• When and where is the event?
• What type of advice can I expect to receive?
• Can you tell me a bit about the workshops?
• Do I need to register to attend Greater Sacramento Financial Planning Day?
• What is financial planning?
• What are the benefits of financial planning?
• What is a CERTIFIED FINANCIAL PLANNER™ professional?
• Who are members of the Financial Planning Association?
• Important Information about Greater Sacramento Financial Planning Day

What is Greater Sacramento Financial Planning Day?
Greater Sacramento Financial Planning Day is an opportunity to address your financial questions privately with professional financial planners who can help you find the answers you need. Experts from the Financial Planning Association® and highly qualified CERTIFIED FINANCIAL PLANNER™ professionals will volunteer their time and expertise to offer personalized advice and to present classroom style educational workshops addressing key personal finance topics. The advice and information provided by financial planners is free, and there will be no sale of products or services and no strings attached. We hope the Financial Planning Day will give you first-hand experience how financial planning can improve your life.
Back to Top

Who is organizing Greater Sacramento Financial Planning Day?
Greater Sacramento Financial Planning Day is organized by City of West Sacramento and the Financial Planning Association of Northern California, in partnership with four national non-profit organizations – Certified Financial Planner Board of Standards, Financial Planning Association, Foundation for Financial Planning, and the U.S. Conference of Mayors. Greater Sacramento Financial Planning Day is part of the national Financial Planning Days initiative, a ground-breaking program involving city governments and thousands of financial planners nationwide, in an effort to provide free financial education and programming to people across the country.
Back to Top

What makes the Financial Planning Day different from similar events?
What sets the Financial Planning Day apart from other similar events is that in addition to a wide range of educational workshops, individuals and families are able to receive personalized financial planning advice tailored to their unique situations, provided by experienced financial planners who are volunteering their time and expertise. Volunteer financial planners will not sell you any financial products or services to, and they will not follow up with you after the event.
Back to Top

When and where is the event?
Greater Sacramento Financial Planning Day will be held on Saturday, October 13, 2012, from 9:00 am to 3:00 pm at the West Sacramento City Hall, 1110 W Capital, West Sacramento, CA.
Back to Top

What type of advice can I expect to receive?
It depends on your questions and needs – you can ask about debt management or basic budgeting concepts, tax planning, mortgage, paying for college, retirement planning, estate planning or insurance, among many other things. Participating financial planners are highly qualified to discuss a variety of personal finance topics and issues with you.
Back to Top

Can you tell me a bit about the workshops?
Greater Sacramento Financial Planning Day will also feature a series of free, 50-minute, classroom-style educational workshops presented by top financial planners addressing popular topics. For a list of topics that will be offered, visit the event home page.
Back to Top

Do I need to register to attend Greater Sacramento Financial Planning Day?
While walk-ins to the Financial Planning Day are welcome, admission will be granted first to those who have registered online. We expect a large crowd, so we encourage you to register early. Online registration is available here, or you may register over the phone by calling toll free at 877-861-7826
Back to Top

What is financial planning?
Financial planning is the process of meeting your life goals through the proper management of your finances. The financial planning process consists of six steps that help you take a look at the "big picture" of where you are financially. Using these six steps, you can work out where you are now and what you may need in the future in order to reach your goals, whether they are buying a home, saving for child’s education or planning for retirement or anything else:

1) Gathering relevant financial information
2) Setting life goals
3) Examining your current financial status
4) Coming up with a financial strategy or plan for how you can meet your goals
5) Implementing the financial plan
6) Monitoring the success of the financial plan, adjusting it along the way if necessary
Back to Top

What are the benefits of financial planning?
Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.
Back to Top

What is a CERTIFIED FINANCIAL PLANNER™ professional?
CERTIFIED FINANCIAL PLANNER™ professionals, also referred to as CFP® certificants, are individuals who have met CFP Board's education, examination and experience requirements, have agreed to adhere to high standards of ethical conduct and who complete CFP Board's ongoing certification requirements to use the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design). All CFP® certificants agree to abide by CFP Board's Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards, and have voluntarily submitted to the regulatory authority of CFP Board, which can suspend or permanently revoke an individual's CFP® certification if findings of unethical conduct are made. Currently, there are over 66,000 CFP® certificants in the U.S.
Back to Top

Who are members of the Financial Planning Association?
Financial Planning Association members are those who commit to the highest standards of professional competence, ethical conduct and clear, complete disclosure to those they serve. They deliver advice using an objective, client-centered, ethical process. FPA membership consists of financial planners and all those who support the financial planning process.
Back to Top

Important Information about Greater Sacramento Financial Planning Day:
The professionals at this Financial Planning Day have volunteered to provide free general financial planning information. By accepting this information without paying any costs or fees, you expressly agree that you will hold all individuals and parties associated with this event harmless regarding any action you may ultimately decide to take in connection with information, conversations, advice or recommendations you may receive at the event. Any facts, recommendations or advice you may receive at the Financial Planning Day are for informational purposes only, and reliance on it is solely at your own risk. No client, representative or agent relationship may be formed at the event. The Financial Planning Days Consortium does not recommend or endorse individual professionals or professional services.
Back to Top

Unless otherwise noted, the content, program names and related elements are owned collectively by the Financial Planning Days Consortium.